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The SDHP with your HSA is a health plan that gives you more control over how you spend your health care dollars, or save for future health care expenses with a tax-advantaged HSA. Additional SDHP Plan features are:- 100% coverage for in-network preventive care that is not subject to the deductible.
- Preventive drugs will be covered at 100% with no copay. This feature is available only in the SDHP plan. A list of covered preventive drugs will be available online.
- A debit card to access your funds
- Your payroll HSA contributions are pre-tax deductions
- Interest earned on your account is tax free
- Tax-free withdrawals may be made for qualified healthcare expenses
- Unused funds and interest are carried over, without limit, from year to year
- You own the HSA and it is yours to keep – even when you change health plans, jobs or retire
- Nationwide coverage with the freedom to choose your providers
- Traditional medical plan coverage of 80% in network and 60% out of network once the Plan deductible has been met
- An Out-of-Pocket Maximum limits the amount of your annual out-of-pocket exposure
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