Benefit Connections    401(K) Savings
Your Savings Plan--Planning for Retirement
How much money will you need for retirement? Fidelity offers many online calculators and tools to help you take the guesswork out of saving for retirement and assist in building an income strategy to meet your needs. Log on to NetBenefits at www.401k.com and click on “Planning” to access these important resources.

If you would like to have a one-on-one conversation about how much to save, what types of investments to choose, and how to get and stay on track, you may want to consider visiting a financial planner. A financial planner or advisor can help you establish a clear retirement savings goal, help you decide how much to contribute to the Savings Plan and other investments (like an individual retirement account [IRA]), and help you choose an investment mix that’s right for your personal situation. If you are approaching retirement, a professional can also help you decide when and how to start taking distributions from the plan.

Fidelity has numerous Investor Centers located throughout the U.S. with financial planners available to meet with you to answer any of your investment and financial planning questions, along with assisting you to prepare for your retirement if you desire. Consultations are free and there is no obligation or sales pressure. Contact Fidelity at 1-800-256-4015 or go online to www.fidelity.com and click on “Find an Investor Center” to locate a center near you. If a center is not located within your vicinity you may want to set up a telephone conference call with a financial planner to discuss your financial future.