CITGO Human Resources

Benefit Connections

Health & Welfare


	Overview

	BEST IN CLASS TOTAL REWARDS CITGO offers our employees a comprehensive and competitive benefits package. You can select the benefits - and the level of benefits - that make the most sense for your individual situation.


	Medical

CITGO offers four medical plan options administered by UnitedHealthcare. Options vary whether or not your home zip code falls within an area covered by the UnitedHealthcare network. The four plan options are as follows:

Option 1 - Exclusive Provider Option - EPO
Option 2 - Preferred Provider Option - PPO
Option 3 - Self Directed Health Plan Option – SDHP
Option 4 - Non-Network Option

Learn more at www.myuhc.com.

UHC Welcome Guide.

Find a Doctor.

UnitedHealth Premium Program.

UHC Hearing Aid Discount Program.

Why Is UHC Calling?

Smart Patient App from UHC.

Optum Rx Dependent Access Information.


	Dental

Dental benefits provide comprehensive care for preventive, general, prosthetic dental care and orthodontic care. CITGO offers a dual choice dental preferred provider plan through MetLife. You will have the ability to choose from two dental options:

Option 1 - Dental Basic Option
Option 2 - Dental Plus Option

The dental plan is a stand-alone plan and not part of the medical plan. MetLife is the claims administrator for the dental plan and you have access to a network of private-practice and dental group providers. Benefits are higher when you use a network provider, however, the out of network benefit offers flexibility to see your choice of provider.

To find a dentist, go to www.metlife.com/mybenefits.


	Vision

Vision benefits provide coverage for routine eye examinations and glasses (frames and lenses) or contact lenses. CITGO provides you access to a dual choice vision program which includes:

Option 1 - Vision Basic
Option 2 - Vision Plus

Learn more at www.myuhcvision.com.

UnitedHealthcare Vision has updated their contact lens formulary. Choosing from the available selection of covered materials can help maximize your contact lens benefit. Please consult with your eye provider to decide which product is best for you.


	Life, Accident & Disability

CITGO offers access to optional insurance programs for income replacement due to death or non-occupational accidental injuries. These programs provide financial protection for you and your family. Your options include:

Employee Optional Life
Spouse and Child Optional Life
Personal Accident with Employee Only or Family Coverage

Effective January 1, 2022, Securian Financial will replace MetLife as the new life and accident insurance administrator. Refer to the Salaried or Hourly Benefits Brochure for additional information.


	Employee Assistance Program

The Employee Assistance Program (EAP) and WorkLife Benefit is designed to provide confidential support for those everyday challenges as well as serious problems. It’s available around the clock — anytime you need it. Eligible plan participants can use access code 42920 to access program benefits.

Learn more at www.liveandworkwell.com

For employees residing in California please click here

Talkspace – EAP Virtual Provider click here


	Flexible Spending Accounts

	CITGO offers a Flexible Spending Account Program to pay for eligible health care and dependent day care expenses on a tax-free basis. Your options include a Healthcare Flexible Spending Account, a Limited Healthcare Flexible Spending Account and a Dependent Care Spending Account. Learn more at www.myuhc.com.


	Global Benefits

	Global Business Travel


	Change in Control Severance Benefit

	Change in Control Severance Benefits Change in Control Severance Plan Summary Plan Description